Car accidents are unexpected and stressful. Even the most careful drivers can be involved in an accident. Being prepared for an accident is important. Make sure you’re insured before hitting the road. The Maryland Auto Insurance Fund insures any and all drivers, regardless of previous accidents.
To be prepared for the unpredictable, carry a safety kit in your car. Also keep important documents at the ready in case of an accident. Whenever you hit the road, you should always have your ID, insurance information and vehicle registration handy. It is also helpful to have a fully charged phone before driving in case you need to call for help.
If you find yourself in an accident, take a deep breath and stay calm. Check for any injuries, and call an ambulance if needed. If possible, move the cars to a safe place and out of traffic. If you are unable to move the vehicles, turn on hazard lights to alert other drivers. After calling the police, contact your MAIF agent right away to effectively and efficiently file your claim.
Taking photos of the accident is also helpful when dealing with insurance or if you find yourself in court. It is also important to exchange information with other drivers involved in the accident. Get the names, numbers, addresses, license plate numbers and basic insurance information from all drivers involved. When talking with other drivers, use caution when discussing the accident and do not admit fault so you do not fall into legal liability.
An unexpected car accident can leave you feeling scattered. It is important to know what steps to follow if you are in a car accident. These helpful steps will make the moments after an accident less stressful and allow for an easier claim.