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My MD Auto Insurance FAQs

What is “Maryland Auto Insurance — My MD Auto”?

Maryland Auto Insurance — My MD Auto is The Maryland Automobile Insurance Fund. It was established in 1972 to provide insurance to individuals that are unable to obtain insurance in the private insurance market. It has rebranded as My MD Auto, but still provides the most affordable car insurance for uninsurable drivers.

How do I purchase a Maryland Auto Insurance — My MD Auto policy?

You can purchase Maryland Auto Insurance — My MD Auto policies though an independent agent. You can call us locally at 301-438-6243, or 301-GET-MAIF.

What is the cheapest Maryland car insurance in your area?

Cheap Maryland car insurance rates are available for many drivers. For example, if they buy before or during certain times of the year or for those who are willing to look for it. The best way to find out what type of rates we can offer you is by getting in touch with us.

Where is the closest place to buy a Maryland Auto Insurance — My MD Auto policy?

You can buy Maryland Auto Insurance — My MD Auto in one of our offices or online at our website. You can also give us a call over the phone with an email account.

Is Maryland Auto Insurance — My MD Auto insurance expensive?

Generally Maryland Auto Insurance — My MD Auto insurance is competitive with most insurance companies. Your driving record will determine the lowest rate.

Does Maryland Auto Insurance — My MD Auto insure new drivers?

Maryland Auto Insurance — My MD Auto insures new drivers, old drivers, married drivers, single drivers. If you have a Maryland driver’s license or a Maryland learners permit you are eligible for My MD Auto Insurance. Your rate will be less expensive with a license as opposed to a permit but we can still insure your vehicle.

Does Maryland Auto Insurance — My MD Auto insure older vehicles?

Yes, Maryland Auto Insurance — My MD Auto will insure your older vehicle. If your vehicle is over 20 years old it would just be for liability insurance. When some vehicles reach a certain age the value of the vehicle may exceed the cost of the insurance. In that case your best policy will be liability coverage. If your vehicle still has some value, you can always get an estimate for 1) Liability, 2) Liability and comprehensive or 3) Liability, comprehensive and collision coverage.

What is the BEST way to get Maryland Auto Insurance — My MD Auto?

The best way to get Maryland Auto Insurance — My MD Auto is to contact a Maryland Auto Insurance — My MD Auto provider. An agent can assist you with the best coverages for your needs. Each individual has different needs so the policy should be specific to your situation.

More Frequently Asked Questions:

What should you do if you are in a car accident?

If you are in an accident, you should call 911 immediately. You should also offer to provide personal contact information for the other driver. Even if the other driver does not want to provide theirs. If there are other witnesses to the crash, you should ask for their contact information as well.

Why should you not admit fault after an auto accident?

This is a complex question. There are many points for and against, but ultimately it is best to consult with your attorney before deciding.

Here is an example for either for or against admitting fault after an auto accident:

When you admit fault after an auto accident, the other drivers involved in the mishap might be more likely to pursue legal action against you. On the other hand, if you do not admit fault, then it can be difficult to prove who was at fault.

What are the best ways to make sure you are fully covered for your car?

There are many things that you need to consider before buying a car. You need to know what your needs are for the future, what size of engine you want, how much space you need in the trunk, if the car is gas efficient and so on. One of the most important considerations is your insurance coverage.

There are many different types of insurance available for cars, so it’s important to look into each before committing to one. Some coverages are better for certain people than others so it’s really important to get a grasp of your coverage needs before buying a car. For example, if you have a low risk driving record and live in a low-risk area.

What should you do after an auto accident?

It is important to have a plan in place before you get in a car accident. You should have instructed loved ones on how they can help locate you and what to do if they cannot reach you. You should also prepare a kit, which will include your medical insurance card, driver’s license, auto insurance card, cash for medical bills, prescription medications and copies of prescriptions.

Contact the police if the accident is serious, involves injury or death. The police can help with your safety and make sure that all drivers involved remain at the scene until ambulance arrives. And if anyone asks you any questions about the accident, it’s best to be honest and upfront about what happened. It’s better to give them the facts rather than not enough information because it might lead to more turmoil later.