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What is MAIF?

Maryland Auto Insurance Fund is an independent Maryland state provider that issues auto liability insurance for Maryland drivers who can not get auto insurance on the private market.

That means Maryland Auto Insurance Fund can find you auto coverage no matter what your driving record is or if you have been dropped by other insurance agencies. Many people believe that if they have a bad driving record, they can not get insurance. Maryland Auto Insurance can not turn you away for your drive record. As long as you are a Maryland resident with a current MD driver license and vehicle registration MAIF has you covered.

Maryland Auto Insurance Fund offers full coverage, competitive rates, payment plans, and premium discounts.

Maryland law requires liability insurance for all drivers. MAIF also offers Full coverage and comprehensive coverage. Our MAIF agents will help you find the coverage that is right for you and your vehicle.

Our experienced agents are trained in finding you the lowest rates that are suitable for your vehicle.We offer two types of discounts. Ask your MAIF agent if you qualify for a discounted rate.

  • Safe Driver Discounts- If you can maintain a clean driving record and stay accident-free, you may qualify for a discount. Drivers with clean records are often offered cheaper rates.
  • Continued Coverage Discounts– If you have had 12 or more consecutive months of Maryland Auto Insurance you can get a continued coverage discount. We reward drivers who maintain their insurance.

Contact our MAIF agents to find out how to get covered by Maryland Auto Insurance Fund. We will be happy to help you find the insurance you need to fulfill the requirements of Maryland state law.