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Filing a Car Insurance Claim

Knowing what to do in case of an accident can save you a headache in the long run. Most car owners don’t know what steps to take after an accident, leaving them confused and stressed. Don’t worry; MAIF is here to inform you of the necessary steps to consider if you have been involved in an auto accident.

  • Know your policy. Know what your policy covers and does not cover. You want to look for Collision, liability, and comprehensive coverage anywhere in your policy. If you realize that you don’t have a particular kind of coverage, contact your insurance company and discuss how you can get that coverage added to your policy.
  • After an accident, make sure you are out of harms way. Pull over to the side of the road and ensure your car isn’t blocking traffic, if possible. Call the police and report the accident. Make sure you exchange insurance and contact information with all parties involved in the accident. Take pictures of the accident and license plate.
  • Contact your insurance company. Make sure you contact your insurance company and properly file a claim. Your insurance company will identify the appropriate factors and determine what is covered and what expenses may need to be paid out of pocket.
  • Keep all of the necessary paperwork. Make sure you have repair bills, police report, and hospital bills available to help the claim process move along. Keeping the necessary paperwork handy can help keep track of what needs to be reimbursed or sent to your insurance company.


Maryland Auto Insurance Fund (MAIF) is an agency where all policies are sold through an authorized Maryland Auto Insurance provider. We will work with you to help you get the coverage you need; get a free quote today. We have convenient location all over Maryland. Don’t drive another day without the coverage you need, contact MAIF for your auto needs.