There are many types of auto insurance that drivers can add to their plan. One of our team members at Maryland Auto Insurance can work with you to determine which type of insurance is best for you.
What is comprehensive insurance?
Comprehensive auto insurance covers the cost of damages to your car not caused by a collision. For example, if your car is damaged by a:
- animal hitting your car
- falling object
Comprehensive insurance can help keep your car covered. It is important to mention that comprehensive car insurance will not cover the cost of damage if another vehicle is involved. In most cases, comprehensive auto insurance is not required; however, many drivers can benefit from adding comprehensive auto insurance to their coverage plan. For complete coverage, comprehensive insurance can be added to a plan with collision and liability auto insurance. Comprehensive coverage is different depending on your carrier and state, so please talk with your carrier to learn more about comprehensive insurance.
Drivers with older cars may not deem comprehensive insurance necessary. Drivers who get comprehensive insurance may find that adding it to their plan is not cost effective. Drivers with newer cars may want to add comprehensive insurance to their plan. In most states, leased or financed vehicles are required to have comprehensive coverage in case of damage to their car.
Auto Insurance in Maryland
Maif Insurance Online is committed to helping our drivers obtain the right auto insurance for their needs. One of our friendly, experienced team members can work with you to see what options best suits your insurance needs. Contact our office to learn more about our services.