CALL TODAY 301.476.4887

3500 Boston Street Suite 421 Baltimore, MD 21224

3 Driving Myths & Truths

Maryland Auto Insurance Fund ProviderWhen it comes to driving, a lot of myths have been passed down through the generations. It’s important to clarify any misconceptions you might have about the rules of the road. Here are three driving myths and truths for Maryland drivers to consider:

Myth: Handsfree devices are safe to use while driving.

Distracted driving occurs when someone’s attention is diverted from the road. This includes utilizing hands-free devices to talk on the phone. When you drive, you should be focused on what’s ahead of you as well as the cars around you. The best drivers are the ones who can accurately account for the actions of those around them and respond appropriately to sudden changes in traffic patterns. Often, there are only a few seconds of response time between avoiding an accident vs. being involved in one. It is best to avoid any and all distractions while you are on the road, including talking on a hands-free device.

Truth: Every day about 8 people in the United States are killed in crashes that are reported to involve a distracted driver, according to the CDC.

Myth: Cops don’t stop people going 10mph over the speed limit.

Some people believe that cops will not pull you over if you are only minimally going over the speed limit. However, this is not true. Officers will use their discretion to determine if you are going above or under the correct speed. Depending on the heaviness of traffic, as well as the driving patterns of those around you, officers watching for speeding violations have the right to stop you from speeding based on their own discretion. This means that if everyone around you is going the speed limit and you are going 8mph, you are perhaps even more at risk for getting a ticket.

Truth: Speeding endangers you, your passengers, and your fellow drivers. 

Myth: Driving without insurance is acceptable.

In most states, driving without insurance is illegal. In fact, there are often minimum policies that residents must have in certain states. For example, Maryland drivers are required to have a minimum coverage of $30,000 for bodily injury per person, $60,000 for bodily injury for two or more people, and $15,000 for property damage.

Truth: You need auto insurance no matter what kind of vehicle you drive.

Whether you drive a truck, car, motorcycle, or have an RV, Roadway Auto can get you the right coverage at the right cost. When you insure multiple vehicles with Roadway Auto, you can save money on your My MD Auto insurance. Contact us today for a free MAIF quote.