As your MAIF Auto Insurance Provider in Baltimore, MD, we offer auto liability coverage to Maryland residents who are unable to obtain auto insurance from a standard insurance company. The MAIF insurance fund was established to give drivers coverage that has been rejected due to various reasons such as a poor driving record, DUI, or poor credit. This state-established auto insurance is available as a last resort for those who cannot find coverage.
Why Do I Need Auto Insurance In Maryland?
In Maryland, as in many states, car insurance is a necessity. It will protect you financially and it is also illegal to drive without it. Here are the key reasons why you need car insurance in Maryland:
Legal Requirement
Maryland law mandates that all vehicle owners carry a minimum level of liability insurance. This includes coverage for bodily injury ($30,000 per person/$60,000 per accident), property damage ($15,000 per accident), personal injury protection (PIP), and uninsured motorist coverage. This ensures that if you’re involved in an accident, you have the means to cover damages and injuries to others.
Financial Protection
Beyond legal requirements, car insurance protects you financially if you’re found at fault in an accident. It can cover repair costs for damaged vehicles, medical expenses for injured parties, and legal fees if you’re sued. Without insurance, you would be personally responsible for these costs, which can be financially devastating.
Uninsured and Underinsured Motorist Protection
Despite laws requiring insurance, some drivers on the road are uninsured or underinsured. Your policy can include coverage to protect you in accidents involving these drivers, ensuring you’re not left covering all costs out of pocket.
Comprehensive and Collision Coverage
Besides liability insurance, you can opt for comprehensive and collision coverage, protecting you against theft, vandalism, natural disasters, and damage from collisions, regardless of fault.
Peace of Mind
Knowing you have car insurance provides peace of mind while on the road. It assures you that in the event of an accident, you have support to help manage the financial and legal repercussions, allowing you to focus on recovery and moving forward.
What to Expect with MAIF Auto Insurance Provider in Baltimore, MD
- Guaranteed Coverage: You will qualify for My MD Auto insurance if you are a Maryland resident, have a valid driver’s license, and cannot obtain auto insurance in the open market. This ensures all Maryland drivers have the opportunity to be insured and legally drive on the state’s roads.
- Easy Service: We make getting auto insurance easy. You can contact us online or by phone. We have dedicated Maryland Auto Insurance providers throughout the DMV including Baltimore, MD.
- Instant Coverage: We use cutting-edge technology and customer-focused service to provide easy and fast coverage without any delay. We will quickly assess your specific needs based on your vehicle type, driving history, and personal preferences. Often we can provide car insurance coverage on the same day.
Get a FREE Car Insurance Quote Now for Maryland Auto Insurance
Our goal is to make it as easy as possible to obtain fast and affordable auto insurance in Baltimore, MD. At MAIF Auto Insurance Provider, we understand that your vehicle is a vital part of your daily life. Even if you cannot get traditional coverage, doesn’t mean you do not deserve top-notch, reliable car insurance coverage.
We offer free quotes for MAIF auto insurance. Your journey to safer and better coverage starts right now by obtaining a car insurance quote from your MAIF Auto Insurance provider in Baltimore, MD.
To receive your FREE My MD Auto insurance quote online, see Get A Free Quote.