The law requires all drivers to have auto insurance. If you are caught without insurance you may be liable to pay large fines. If you have been rejected by private insurance companies due to a bad driving record, Maryland Auto Insurance can help get you and your car back on the road.
Maryland Auto Insurance is an independent MD state insurance provider that works with Maryland residents to who can not get auto insurance from private insurance companies. MAIF will find coverage for all Maryland residents who have a current MD license and vehicle registration who have been denied coverage by at least two carriers.
Are Discounts Available?
Maryland Auto Insurance Fund offers discounts for drivers who keep a clean driving record. Safe drivers who obey traffic laws will be offered lower rates on their insurance for their clean driving record. If clients maintain coverage for 12 consecutive months discounts are also available.
What Type of Insurance Do I Need?
MAIF offers liability and full coverage auto insurance. It is important to know the difference so that you and your automobile are properly covered in case of an incident.
- Liability Insurance: This type of insurance is required by Maryland state law. Liability insurance protects against bodily and property damage of another person. That means if you are in an accident where you are at fault, your liability insurance will help cover the expense you owe to the other party, but not damage done on your own vehicle.
- Full Coverage: Full coverage includes liability, comprehensive, and collision coverage. Full coverage protects your property against fire, theft, vandalism, and weather even if you are at fault.
Contact a Maryland Auto Insurance Fund agent today to find the right coverage for your vehicle. MAIF covers drivers in all of Maryland regardless of their driving record.