Accidents happen. Even our safest drivers may find themselves in a fender bender at some point. After an accident, it is important to stay calm, check your surroundings, and ensure the safety of everyone involved. Maryland Auto Insurance has some tips of what to do in case of an accident.
Notify The Authorities
Whether it is a minor accident or a more serious accident, you should notify the police immediately. Once on the scene, police can make sure that other drivers can maneuver around the accident safely and without causing further damage. The police will also take an official report of the accident that you can use in your insurance claim.
Do Not Admit Fault
The police and insurance companies will determine who is at fault and how to proceed. You should never tell anyone that the accident was your fault.
Exchange Information with All Involved Parties
The following information should be collected and shared between all parties involved, and any witnesses. Having this information will help you with the insurance claim process.
- Phone Number
- License Plate Number
- Driver’s License Number
- Make and Model of Vehicles
With today’s technology, almost everyone has a phone with a camera. Use it to take photos of the scene of the accident. Documenting the accident may help you make your case. Be sure to never take photos of the drivers, or of their license plates without their permission. Only photograph the damage done to your car and wide shots of the whole scene.
Contact A MAIF Provider
Contact a Maryland Auto Insurance Provider today to find the right insurance to keep you and your automobile covered. Proper auto insurance is required by Maryland state law. MAIF has you covered, no matter what.