Getting into an auto accident can be a confusing and frustrating situation. Even if there’s no injury or severe property damage, there’s still a lot of work to do afterward. But with MAIF Insurance, you have all the tools you need to submit your accident report quickly. By taking the time after an incident to gather information and documentation, you can ensure your claim is filed quickly and successfully.
What Is Needed for an Accident Report Through MAIF Insurance
Making an accident report is crucial, even if you aren’t actually filing a claim for reimbursement. Other drivers or pedestrians involved may try to take action against you instead. The sooner you report an accident with all the information needed, the better protected you are against any future claims. Before you make your report, however, it’s crucial that you gather all the evidence and documentation necessary to help your insurance adjuster get a good idea of what happened.
Contact Information
One of the most crucial parts of an accident report is the contact information of the parties involved. This can include other drivers, passengers, and witnesses from the scene of the incident. You should exchange information with everyone, being sure to get their names, phone numbers, and insurance providers if applicable. Knowing who was involved can greatly speed up any issues in communication further down the road.
Legal Evidence
If local law enforcement is involved, it’s highly critical that you gather any and all information they provide. This includes information such as:
- Name and badge number of the officers present
- Case number
- Contact of the officers present or their precinct
- Incident reports
You will also want to secure other pieces of evidence that can support your claim or provide a defense for your case. This could be anything that can help prove what happened, such as witness testimony or photos and video of the accident. If you aren’t sure what you need, you can still contact your insurance adjuster to report the accident and get further direction on what steps to take next.
Post-Accident Documentation
After the accident has already been reported, it’s still necessary for you to keep track of everything involving the accident. If you saw a doctor for a checkup, you’ll want to get a copy of their notes from that appointment. If you took your car into a repair shop, you’ll want to get a quote for the work that needs to be done or a receipt for work already done. Keeping track of all this information can greatly expedite any claims you make in the future.
Get Accident Reporting Help with MAIF Insurance
At MAIF Insurance, we’re here to help you navigate any accident you’re involved in. Whether or not you’re at fault, an early accident report can greatly improve your chances of avoiding complications in the claims process. If you were in an accident, contact your MAIF provider right away to make a report and learn more about the next steps you need to take.